Student Smart Checking

Student Smart Checking is an account designed to help high school students 13-18 years old successfully manage their money.

This account includes an ATM card to access funds and a complimentary educational CD to help teach young customers money management skills.

This is a non-interest bearing account with no monthly maintenance fee1.

  • No minimum balance requirement
  • ATM card for accessing account funds
  • This account requires an adult joint-signer for customers under 18

There is a $25 minimum opening deposit for this account.

(1) Please see our Consumer Fee Schedule for additional fees and charges that may apply to your account.


Each checking account features:

24 hour Automated Customer Service
Tri Counties Bank ATM access
PIN-based Point-of-Sale transactions
In-branch visits
24 hour online banking access