Money Smart Checking

Features:

• ATM card for accessing account funds 
• $4.95 monthly service charge with direct deposit ($7.95 without direct deposit) 
• $100 minimum to open 
• Non interest-bearing account 
• Safeguarding features to protect your credit such as no checks, debit cards or Overdraft Privilege. 

Benefits:

• Individuals on ChexSystems may be eligible for this account 
• Money Smart Checking customers are offered an educational packet that offers valuable tips on how to create a spending plan, maintain a checking account, establish and repair credit, and more!