| Perfect Choice Checking |
Features: | - Premium interest earning checking account *
- No monthly service charge **
- No minimum balance requirements to earn interest
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Benefits: | - 3.00% (APY) interest on balances up to $25,000
- 1.00% (APY) interest on remaining balances above $25,000
- 0.10% (APY) interest if requirements are not met ***
- ATM fee refunds nationwide ****
- Electronic statements
- Free single signature Traveler's Cheques
- $100 minimum to open account
- One free Pocket Pack checks (50 checks)
- Preferred rate on new installment loan (with Automatic Funds Transfer)
- Free Online Banking
- Free BillPay
- $500 Overdraft Privilege
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Monthly Service Fees
$0.00 Monthly Service Fee
* $100 minimum to open account. This is a multi-tiered variable rate account. That means that we will apply a different interest rate and ANNUAL PERCENTAGE YIELD (“APY”) to your account based on certain “eligibility requirements” and balance tiers as follows: Interest rate and APY may change at our discretion, including as often as daily. When the monthly account eligibility requirements are MET the APY on your account will be 3.00% on balances $25,000.00 and below. On balances greater than $25,000, the APY will range from 3.0% to 1.50%, depending on the balance. When the monthly account eligibility requirements are NOT met, the interest rate and corresponding APY on your account will be: 0.10% on all balances.
** Please see the Service Fee Schedule for additional fees and charges that may apply to your account.
*** Perfect Choice Checking eligibility: Must have a valid email address, and receive your statements electronically each month by accessing Tri Counties Bank’s Online Banking service. Must have one Direct-Deposit, or make one ACH debit, or one electronic TCB BillPay transaction during each qualification cycle. Must make a minimum of 12 Check Card point-of-sale transactions per qualification cycle. “Qualification cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.
**** If you have met your eligibility requirements for the month, we will refund domestic ATM fees up to $5.00 per transaction and $20.00 per qualification cycle. Other conditions may apply. See branch for details.
