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Equipment Financing

Expert help every step of the way.

Limited-Time Equipment Financing Offer

6.49% APR for 6 months*

on new equipment loans up to $500,000

Offer valid on new applications received between January 1, 2025 – March 31, 2025.

Competitive and Flexible Equipment Financing Solutions

For nearly 50 years, Tri Counties Bank has provided flexible equipment financing options for businesses throughout California. Our unique service approach makes the process seamless so you can focus on growing your business. It’s a brand of banking we call Service With Solutions®, a come-to-you style of relationship banking built to last for years.

What Makes Us Different

Competitive
Unlike other banks, we do not use one-size-fits-all rates. We tailor the financing to your unique situation and consider your transaction size, term, type of asset, structure, and the financial requirements of your company.

Accessible
We are quick and responsive. Our equipment financing team is ready to serve you with personal attention.

Knowledgeable
We are committed to ongoing education and training in the field of equipment financing. Knowing how your industry works is how we deliver solutions that work best for your industry.

Flexible
Our terms typically range from two to seven years and include guidance lines, interim financing, as well as skipped and seasonal payment options. This means you will receive a flexible finance agreement tailored to your specific needs.

Convenient
We’re your one-stop source. Use our Master Loan Agreement to reduce your paperwork and help establish an equipment line of credit at a competitive fixed rate.

*Equipment exclusions include restaurant equipment, fitness equipment and personal computers (desktops, laptops and related peripherals). Minimum loan amount $10,000. Maximum loan amount for promotional offer is $500,000. After 6 months, the loan will reprice to the fully indexed rate based upon credit worthiness, as determined on date of loan approval. Application must be received between January 1, 2025 and March 31, 2025 to receive promotional rate. Borrower must maintain a qualifying Tri Counties Bank business checking account to receive promotional rate. Promotional rate includes a 0.25% discount for Automatic Funds Transfer (AFT) from a Tri Counties Bank checking account; without AFT the APR will increase by 4.00% or the fully indexed rate, whichever is less. No cash out for refinancing of existing equipment debt. Rates subject to change at Bank’s discretion at any time. All loans are subject to credit approval. Contact your local branch for details.

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