Flexible solutions to meet business expenses.
Business Lines of Credit Special Offers
Prime + 0% for 12 months1
on Real Estate Secured Lines of Credit up to $1 million
Prime + 0% for 6 months1
on Non-Real Estate Secured Lines of Credit up to $500,000
Offers valid for qualified applicants who apply between April 1, 2025 and June 30, 2025.
Lines will reprice to the fully indexed rate after the promotional period ends.
Small business lines of credit can be used to meet large business expenses, finance unexpected business needs, improve working capital or cash flow, or refinance another business line of credit.
- Variable interest rates tied to prime rate
- Interest-only payments
- Backed by all business assets, such as inventory or accounts receivable
- Access credit with checks, online transfer or checking overdraft protection
- No fees for cash advances
- Other fees may apply
In general, to qualify, you'll need:
- Completed application, including personal and business financial information
- Three or more years of profitable business operations
- Proven historical cash flow
- Established personal and business credit history
Put the experience and knowledge of the Tri Counties Bank small business lending team to work for you.
1Offer valid on new applications received between April 1, 2025 and June 30, 2025 for qualified real estate secured lines up to $1 million and non-real estate secured lines up to $500,000. Promotional offer does not apply to Small Business Administration (SBA) loans. Offer of Prime plus 0% is available for qualified applicants for real estate secured lines up to $1 million for 12 months OR for non-real estate secured lines up to $500,000 for 6 months. Non-promotional rates currently range from 9.00% to 15.75%. The following property types are excluded: special purpose, construction, gas stations, hospitality, car washes, budgeted agricultural loans, mobile home parks and RV parks. The following loan types are excluded: Unsecured Lines, Asset Based Lines and Agriculture Lines. Offer subject to change without notice. This is not a commitment to lend. All loans are subject to credit approval. Other conditions may apply. Contact your local branch for details.
2This application cannot be used for special purpose, construction, gas stations, hospitality, car wash, budgeted agricultural loans or mobile home parks/RV parks. To apply for these loan types please contact a banker at 1-800-982-2660. All loans are subject to credit approval.
A word about our calculators
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
