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Integrated Payables

Reduce Operating Costs & Improve Cash Flow

Discover a more efficient, less expensive way to manage your payables process with Tri Counties Bank’s Integrated Payables solution.

What are the Key Benefits?

One

One Platform
for All Payment Needs

Streamline your payment processing — our Integrated Payables solution allows you to initiate multiple forms of payment through a single payment file.

Two


Single Payment File

With a single instruction file that accepts all file formats for all payment types (Virtual card, ACH, Wire, check) the execution is simplified.

Three


Cost Savings

Did you know that every time you pay a supplier by check, it can cost you over $30 per check? We can analyze your supplier payment terms and determine a cash strategy that maximizes your savings.

Four

Better Supplier Relations

The more efficient your process, the more accurate the billing and the higher the early-pay discounts. When you have your cash flow under control, it leads to happier vendors.

Five

Speed Of Settlement

By streamlining the delivery of electronic payments to vendors, Integrated Payables reduces the risk of late payments and associated fees.

Six

More Efficient Reconciliation

Our team makes it happen, minimizing internal IT support requirements. And you can maintain your current ERP or accounting software.

How Does It Work?

Submission.

Produce one payment file from your accounting system and submit through our secure portal.

Verification.

Payment file is validated and translated to the desired payment method.

Virtual Card, to ACH, to Check

Payment.

Vendors are paid.

Electronic Payments Continue to Gain Traction

Electronic payments are more efficient and economical means of paying suppliers over traditional check processing:

  • 66% of firms are now receiving B2B payments from clients digitally.1
     
  • Electronic payments spend has grown an average of 10.9% per year between 2015-2018 and is expected to reach $127 billion by 2022.2
     
  • Survey respondents reported they paid 24% of their supplier base electronically.2
     
  • Respondents saved $26 per transaction when comparing the estimated cost of invoicing and payment by check against the average cost of an electronic payment.2

 

1Source: The Treasurer’s Guide To AR Payment Optimization, 2021. Pymnts.com.
2As reported by RPMG Research Corporation’s 2018 Electronic Accounts Payable Benchmark Survey Results analyzing survey responses from over 1,000 electronic accounts payable end-users.

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