A Checking account designed for individuals looking to rebuild their financial confidence. If you’re starting over and looking to get your finances on track, a Money Smart Checking account may be the solution for you.
$5
Monthly Maintenance Fee (Service Charge)
$25
Minimum Opening Deposit
Why Choose Money Smart Checking?
- A Fresh Start for Everyone: Perfect for those who’ve experienced banking challenges in the past.
- Easy Mobile Access: Bank anytime, anywhere with online and mobile banking, including mobile check deposit.
- Visa® Debit Card: Convenient access to your funds at approximately 40,000 surcharge-free ATMs nationwide.
Account Features
- A Monthly Maintenance Fee (Service Charge) of $5.00 will be imposed every month unless you maintain a $500.00 minimum daily balance (your account's qualifying minimum daily balance is the day with the lowest end-of-day ledger balance within a statement cycle).
- This is a non-interest bearing account.
- Checks are not provided with this account.
- This account is not eligible for Bill Pay or Overdraft Services.
- Account is eligible for four (4) Cashier's Checks, per calendar month, for no additional fees. Additional Cashier’s Checks will be issued at the published fees.
- Individuals who have had previous problems properly maintaining a checking account may benefit from this account.
Open Your Account
Starting your journey to better banking is easy:
Frequently Asked Questions
Yes. Money Smart Checking is ideal for individuals looking to re-establish their banking relationship after previous challenges.
Yes. Money Smart Checking is designed for individuals with past banking issues, offering a fresh start. Some restrictions may apply. Contact a banker to learn more about Money Smart Checking.
Yes. Tri Counties Bank is a member of the FDIC. The FDIC fully insures your deposit up to $250,000.
Tri Counties Bank is here to support you on your financial journey. Open your Money Smart Checking account now and take the first step toward rebuilding your financial future.
Review our current fee schedule and account agreement and disclosures:
