A basic checking account for customers just starting their financial journey and for frequent check writers.
$5
Monthly Maintenance Fee (Service Charge)
$25
Minimum Opening Deposit
Complimentary
Tri Counties Bank Custom
Checks (standard delivery included)
Avoid a Monthly Maintenance Fee (Service Charge)
A Monthly Maintenance Fee (Service Charge) of $5.00 will be imposed every month unless you complete one of the activities below within a statement cycle:
- Maintain a $500.00 minimum daily balance (your account's qualifying minimum daily balance with the lowest end-of-day ledger balance within a statement cycle), or
- Direct Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or
- Mobile Deposit(s) totaling $750.00 or more, posted and cleared each statement cycle, or
- At least fifteen (15) qualifying point-of-sale (POS) transactions using a debit card linked to your account (posted and cleared each statement cycle). "Qualifying point-of-sale (POS) transactions" means debit card POS transactions in which an account owner(s) use(s) a debit card to obtain goods or services.
Open a Trico Essential Checking Account
Gather the following information to open an account online:
- Driver's License, Passport, Military ID or State ID
- U.S. Social Security Number
- U.S. Citizenship or Resident alien status
- External account information, if funding from an external account
Tri Counties Bank personal checking accounts come with all of the convenience features you expect:
Access to approximately 40,000 surcharge-free nationwide ATMs
Advanced Online and Mobile Banking
Branches throughout Northern and Central California
Plus, you’ll enjoy additional features including:
Credit Monitoring
Instantly view your credit score, set up credit alerts, and access personalized tips to help you improve — or maintain — your already great credit score! It’s built into Tri Counties Bank Online and Mobile Banking at no additional cost to you.
Mobile Deposit Capture
Deposit checks from virtually anywhere, directly from the Tri Counties Bank Mobile Banking App.
Debit Cards with Zero Liability Protection
Visa® Debit Cards include zero liability protection plus 24/7 monitoring to prevent unauthorized transactions.
All accounts also include:
- Online Bill Pay
- Direct Deposit
- Automatic Transfers to Savings with our Linked Savings Account
- Personal Overdraft Services
Optional services:
- Check images on Periodic Statements - $2.00 per statement cycle
- Paper Statement - $5.00 per statement cycle
Note: Easy access online e-statements are available via Online Banking at no additional charge. Front and back images of processed checks can also be viewed in the Online Banking transaction detail for no additional charge.
Rate Information
This is a non-interest bearing account.
Review our current fee schedule and account agreement and disclosures below.
Quick Contact
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